Are you a debt collection agency?

No — and that's an important distinction. Recovo is a first-party AR recovery service: we act as an authorized extension of your team, sending professional reminders under your brand. We never operate as a third-party collector, which is what triggers state licensing rules and the Fair Debt Collection Practices Act (FDCPA). We work invoices 30-90 days late — past 90 days is debt collection territory, and we'll refer you elsewhere if needed.

What's the catch? Why does this work?

No catch. We only make money when you do. If we can't recover an invoice, you owe us $0 — we eat the cost. Our process is systematized end to end, which keeps our cost per invoice low — that's why 20% works for us. For you, the math is simple: 20% of recovered money beats 100% of unpaid invoices.

What happens if you can't recover an invoice?

You pay nothing, and we'll tell you why. Sometimes a client genuinely can't pay (cash flow crisis, business closure, dispute in good faith). In those cases, we flag the invoice as uncollectible, recommend next steps (write-off, legal escalation, settlement), and you decide what to do. No fees, no commitments.

How do you protect my client relationships?

Every message we send is tailored to your client's history with you and calibrated to be professional, never aggressive. Outreach is sent from a cobranded address (or your own domain, if you prefer) so your clients see your name, not ours. You get a complete log of every message sent, and you can pause or modify any communication at any time.

Won't the reminders sound like generic templates?

No — generic templates get ignored, and that's exactly why most agencies' own reminders fail. Every touchpoint is written individually from your invoice context, payment history, days overdue, and the tone of your client relationship — and reviewed before it goes out.

Who actually does the work?

A small senior team, backed by serious automation. Recovery is process work — consistent follow-ups, exact timing, meticulous records — so we built an AI-assisted system that never drops a follow-up, while people handle everything sensitive: tone, judgment calls, and anything unusual before it goes out. Breogan, our founder, stays personally accountable — and reachable — at every step. That quality of process is what justifies our fee.

How do you collect your 20% commission?

At signup, you authorize automatic charges via secure ACH or card-on-file (same way SaaS subscriptions work). Once a recovered invoice lands in your account, we charge our 20% commission automatically — no manual invoicing, no chasing. Every recovery and every commission is logged and reported to you for full transparency.

How is Recovo different from tools like Chaser, Upflow, or QuickBooks reminders?

Those are tools — you still have to set them up, maintain them, monitor them, and respond when clients reply. Recovo is a fully managed service. You upload your aging report, we handle the entire recovery process end-to-end. Recovo is built to slot in alongside the tools you already use — nothing to set up, nothing to change in your workflow. We take on the harder cases, where templated reminders aren't enough.

Do I need to sign a long-term contract?

No. Zero commitment, no minimums, cancel anytime. We charge per recovery (20% commission). If we're not delivering, you walk — and you owe us nothing for invoices we didn't recover. The Monthly AR Management plan, if you choose it later, is also month-to-month.

Recovo — Late Invoice Recovery for Marketing Agencies

Real pressure, applied professionally. You approve the tone once — then stop spending your evenings chasing, and stop wondering when the money lands.

	Recovo	Traditional Agency	DIY SaaS Tools
Fee	20% contingency	25-50% contingency	$50-200/mo subscription
Time to Resolution	30-60 days	90-180 days	Depends on your effort
Client Effort	Zero — fully handled for you	Minimal (hand off accounts)	High — you run it yourself
Approach	Professional, relationship-preserving	Often aggressive	Template-based
Availability	Always-on — follow-ups never slip	Business hours only	When you have time
Scalability	Unlimited — 10 or 10,000 invoices	Limited by headcount	Limited by your bandwidth
Upfront Cost	✓ $0	✗ Often requires upfront fees	✗ Monthly subscription

Day 3 · Friendly check-in Invoice #2041 — $12,450, due June 2 (spring campaign)

Hi Sarah,

Hope the launch is treating you well — the early numbers on the campaign looked strong.

Quick housekeeping: invoice #2041 ($12,450, due June 2) is still showing as open on our side. If payment's already scheduled, disregard this — no action needed. If it slipped through, everything you need is here: payment link, invoice re-attached so you don't have to dig.

And if something's blocking it on your end — a PO number, a W-9, a different billing contact — reply and we'll fix it today.

Thanks,
Accounts — Your Agency

References their real project
Face-saving assumption
Every excuse removed upfront

Day 14 · Structured follow-up Invoice #2041 — two weeks past due, payment date needed

Hi Sarah,

Following up on invoice #2041 ($12,450) for the spring campaign work — now 14 days past due. This is our second reminder.

We want to keep the account in good standing, especially with the work currently in the pipeline. Could you reply by Friday, June 20 with the date payment will go out? If the full amount is awkward this quarter, we can split it in two — just say the word.

And if there's an issue with the deliverables or the invoice itself, tell us directly. We'd rather fix it than chase it.

Best,
Accounts — Your Agency

Asks for a commitment date
Pipeline leverage, no threats
Split-payment concession

Day 29 · Formal escalation Invoice #2041 — response required by Friday, June 27

Sarah,

Despite our reminders of June 5 and June 16, invoice #2041 ($12,450, due June 2) remains unpaid — 29 days past due.

We need one of the following by Friday, June 27:

payment in full — payment link, or
a confirmed payment schedule, or
a 10-minute call if there's an issue we're not aware of.

Per our agreement, balances past 30 days accrue a 1.5% monthly late fee, and we'll have to pause scheduled work until the account is current. We'd rather not — the work matters to us and so does the relationship. One payment, or one call, resets everything.

Regards,
Accounts Receivable Manager — Your Agency

Documented paper trail
Silence stops being an option
Your name never signs a chasing email

Levers like late fees or pausing work are only used when they exist in your contracts — and always with your sign-off.

Your Agency Did the Work.
Now Get Paid.

Late client invoices are bleeding marketing agencies dry.

Three steps. Zero effort.

Upload Your Invoices

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AR Recovery, reimagined.

The exact messages your clients receive.

Simple, performance-based pricing.

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Questions agency founders actually ask.

Stop Losing Money to
Unpaid Invoices.

Your Agency Did the Work.Now Get Paid.